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Latent Defects

As a specialist insurance product, latent defects insurance allows the owner of a newly built property or indeed a property that has been renovated, to purchase an insurance policy to protect them from the cost of repairing structural damage caused by poor construction, materials or design that may arise following practical completion. Latent defects cover provides a better alternative to collateral warranties as it doesn’t require any sort of liability to be determined following the discovery of the damage and when a policy is established it will typically last up to 10 years without any concern for the risk that the contractor may no longer be trading and solvent when an issue arises.

It is important that we engage very early in any project and therefore we encourage anyone considering purchasing a latent defects policy to contact us as soon as possible to discuss the process and the various options available to them.


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