Operating a fleet of vehicles can prove to be a complex and time consuming role. With more prosecutions for corporate manslaughter against fleet owners than ever before, it is now essential for fleet operators to ensure that they are properly insured.
Whether the vehicles are used to generate the firms income through hire and reward activities such as Self Drive Hire, Credit Hire, Courier and Taxi companies or simply used to support the primary business to transport the company’s own goods or staff, it is important to use a broker such as M&P that can ensure not only the correct cover is in force but also leverage many years of relationship with specialist insurers to deliver a competitive premium.
M&P Insurance Solutions is able to arrange bespoke fleet insurance solutions for all classes of vehicles and additionally can offer risk management advice to help avoid claims and thus reduce premiums on an ongoing basis.
Please click on the links above to read more about our specialist areas.
Every insurance policy is different but it is common for employees to be covered for social, domestic and pleasure as well as business use. Please refer to the policy wording our call one of our team on 08450 750 773.
In most circumstances you would need a Goods In Transit policy to cover any stock being transported between locations. M&P Insurance solutions can provide quotations for this cover.
The minimum number of vehicles that can insured on a fleet policy is three vehicles. There is no maximum and we currently look after clients with fleets greater than 1000 vehicles.
This is dependant on the insurer but our team will point out to you when this cover is included as standard. If it is not included as standard we can provide you with a standalone Legal Expenses policy tailored to suit your fleet.
Each policy is different so it is essential that you check your policy to understand the terms that are applicable to your policy and if you have any questions please call us on 08450 750 773. For more information on the minimum and deposit clause please see our Glossary of Insurance terms.
Again, each policy varies dependant on who underwrites the insurance however this will usually be specified on your schedule. Should you have any questions please call us on 08450 750 773. At M&P Insurance Solutions we have access to many Motor Trade Insurance products should your fleet policy not cover this risk.