Civil Engineering is a complex and multifacected industry that involves the design, construction and maintenance of structures that include, amongst other things, bridges, canals, roads and dams. As a result of the massive breadth covered by the industry, sub disciplines exist in which individuals and companies can cultivate specialist experties. These may be coastal engineering, construction engineering, earthquake engineering, environmental engineering, geotechnical engineering, construction engineering and surveying to name but a few.
Such operational diversity brings with it a huge range of risks. A typical package insurance policy would be inadequate to cover such exposures and thus it is essential that a civil engineer engages with an insurance broker such as M&P Insurance Solutions to create a bespoke program that properly mitigates these risks.
A Civil Engineer should consider the following sections:
Yes, we have both the knowledge and the market connections to be able to succesfully manage the insurance programs of international companies.
It maybe possible to place all of the policies that you require with one insurer however the complexity of your business will determine whether this is both possible and the optimum solution for you.