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BAR AND NIGHTCLUB INSURANCE

The late night leisure industry is an important part of British culture. With a number of music genres having been born out of a niche nightclub scene, the existence of the night life sector has shaped most adults throughout their younger years in some way.

In 2005, the government in England and Wales reformed the hours during which premises could serve alcohol to the public. This alteration blurred the lines between pubs, bars and nightclubs with the typical habits of patrons changing and them preferring to stay later in bars and pubs rather than heading to expensive nightclubs. In response, some bars added dance floors and DJ’s, effectively becoming a halfway house between a bar and a nightclub. Gone are the large, poorly maintained buildings containing thousands of people which have been replaced by smaller, freshly refurbished sites a lot of which also trade during the day serving food.

 

As a result of these behavioural changes, the risks that once faced the leisure industry have changed. M&P Insurance Solutions has been placing and administering policies for the leisure industry for over 20 years. We understand how the industry has evolved and how to best protect leisure operators from the risks that they face on a daily basis with access to a broad range of insurers, M&P Insurance Solutions is the best choice as an insurance broker for any bar or nightclub.

A bar or nightclub should consider the following sections:

  • Material Damage
  • Business Interruption
  • Employers Liability
  • Public and Products Liability
  • Directors and Officers Liability
  • Employment Practices Liability

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WHY CONSIDER M&P INSURANCE?

  • M&P is totally independent meaning you receive the correct advice without the risk of any hidden corporate agenda.
  • Depending on your requirements, we have access to over 20 different insurers so you can be sure you have received a full review of the market place.
  • We are able to handle all of your insurance requirements in one place and will structure your policies to ensure price optimisation.
  • You will be appointed a dedicated Account Handler who can assist you with general policy queries and claims issues as well as an Account Executive who will maintain overall responsiblity for ensuring your insurance program remains relevant and up to date as your business evolves.
  • M&P will offer you a range of optional products and services to help you manage risk within your business. These may include access to a employment advice and legal helpline or the appointment of a dedicated loss adjuster in the event of a claim.

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