The late night leisure industry is an important part of British culture. With a number of music genres having been born out of a niche nightclub scene, the existence of the night life sector has shaped most adults throughout their younger years in some way.
In 2005, the government in England and Wales reformed the hours during which premises could serve alcohol to the public. This alteration blurred the lines between pubs, bars and nightclubs with the typical habits of patrons changing and them preferring to stay later in bars and pubs rather than heading to expensive nightclubs. In response, some bars added dance floors and DJ’s, effectively becoming a halfway house between a bar and a nightclub. Gone are the large, poorly maintained buildings containing thousands of people which have been replaced by smaller, freshly refurbished sites a lot of which also trade during the day serving food.
As a result of these behavioural changes, the risks that once faced the leisure industry have changed. M&P Insurance Solutions has been placing and administering policies for the leisure industry for over 20 years. We understand how the industry has evolved and how to best protect leisure operators from the risks that they face on a daily basis with access to a broad range of insurers, M&P Insurance Solutions is the best choice as an insurance broker for any bar or nightclub.
A bar or nightclub should consider the following sections:
Yes, we have both the knowledge and the market connections to be able to succesfully manage the insurance programs of international companies.
It maybe possible to place all of the policies that you require with one insurer however the complexity of your business will determine whether this is both possible and the optimum solution for you.